0% for 12 months · Synchrony Home
Enjoy it now, pay over time.
Furnishing your patio or adding the fireplace you've always wanted should feel good — not stressful. With 0% financing for 12 months on qualifying in-store purchases, you can start enjoying your space today and pay for it on your schedule.
How it works
Financing that fits your budget
0% interest for 12 months
Pay no interest when you pay your balance in full within 12 months, with approved credit. It's an easy way to enjoy your new patio or fireplace now and spread the cost over the year.
For purchases over $2,000
Financing applies to in-store purchases over $2,000, with a 10% deposit at the time of sale. Perfect for furniture sets, grills, outdoor kitchens, stoves, and fireplaces.
Backed by Synchrony Home
We partner with the Synchrony Home credit card so approval is quick and the terms are clear. Apply in minutes and shop with confidence.
The fine print, plainly
The details
Our 0% financing offer gives you 12 months to pay, with no interest when the balance is paid in full within the promotional period — all with approved credit. It applies to in-store purchases over $2,000 and requires a 10% deposit at the time of sale.
Financing is provided through the Synchrony Home credit card. If the promotional balance is not paid in full within 12 months, interest is charged from the purchase date at the standard variable APR of 29.99%.
Prefer to pay another way? We happily accept all major credit cards, cash, and checks. Our team is glad to help you find the option that works best for you.
Proudly serving Ephrata, Lancaster, Reading, Berks County, and York, PA.
Good questions
Financing FAQs
Is financing available online?
Financing is available for in-store purchases only. Stop by our Ephrata showroom and our team will walk you through the application and help you choose the right products.
How much can I finance?
The 0%-for-12-months promotion applies to in-store purchases over $2,000, with a 10% deposit required at the time of sale.
What forms of payment do you accept?
We accept all major credit cards, cash, and checks — plus Synchrony Home financing on qualifying purchases.
What happens if I don't pay in full within 12 months?
If the promotional balance isn't paid in full within the 12-month promo period, interest is charged from the purchase date at the standard variable APR of 29.99%. Paying your balance in full within the promo window means you pay no interest at all.